Digital lending and financial services platform with licensed entities
True Balance is 100% safe and secure, lending & financial services platform for the next billion users. Steering on the mission of ‘Finance For All”. Facilitating loan from RBI licensed NBFC- True Credits, True Balance has been trusted by over 75 million users across the country. The app enables its user to take loans at attractive interest rate, earn from home, do recharges and payments, book tickets, buy digi gold and much more from the licensed entities.
Features of Loan which can availed on the App through its licensed lending partner(s):
- 100% paperless and digital process on mobile
- 24x7 access to loan/money
-No processing Fee, longer tenure and attractive interest rate
- Directly disbursed to your bank account
- Can be accessed Pan India
- Convenience of payment through various methods.
- Repay on time to improve credit score and get access to higher amounts & longer tenures
- Repay Later option, lets you pay part of loan on due date & extend repayment term multiple times.
Personal Loan/ Cash Loan
●Loan Amount: from ₹ 5000 to ₹ 50000.
●The shortest tenure is 3 months, the longest tenure is 6 months
●The maximum interest rate is 60% annual depending on the customer’s risk profile and loan tenure.
●Processing Fees: Nil
●For example: If the loan amount is Rs.10,000 for a tenure of 3 months, then user need to pay interest only Rs.1500. There is no processing fees or other hidden charges. Hence, total repayable amount would be Rs.11,500, which can be paid in 3 EMI (Equated Monthly Instalments) of Rs. 3,833.
True Balance is PPI license holder which provides an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards and Gift card and has also partnered with NBFCs for granting loans.
A quick glance at other multiple services offered by True Balance App.
Insurance
• Buy an Insurance to protect yourself, family, friends or neighbours, for any amount between Rs. 5 to Rs. 490/- .
• We provide Group Personal Accident, Life insurance, Mosquito Insurance, Biker Insurance, Daily commute Insurance & more in association with leading insurance companies.
E-commerce
Shopping made easy: Earn Cashback from any transaction amount.
Maximum benefit of upto 10,000/- per month can be availed
Train Booking
•Quick Book, save details of booking and directly book tickets without hassles and check PNR status with one click
●Check status of ticket with PNR number • Book IRCTC train ticket to get amazing Cashback,
Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid for your customers and earn Cashback upto ₹ 5000 per month.
• Super-fast recharges of any amount between 10/- to 2595/- on network across 5 operators
DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment
• DTH recharge available for all 5 key operators. Earn Cashback, max utpo 1000 per month.
• 54 Electricity boards, 24 Piped Gas, 3 LPG cylinder and 30 Water billers
• Easy interface, cashbacks and fastest payments
Please note
• Get maximum Cashback benefits from completing full KYC .
• All Cashback can be used within the app and can’t be transferred in any forms.
App permissions & reasons:
• Location to let you know an appropriate plan as per the area/circle you are in.
• Contact to detect references and to auto fill data.
• SMS to verify Phone number for registration only transactional SMS.
• Camera is required for full KYC process
• Phoneto collect hardware model details, OS and version, network info and to avoid fraud by ensuring that unauthorised devices are not able to act.
Security and Privacy Policy
We have a highly secured & encrypted system to ensure safety of information shared by our customers. To know more about our privacy policy, click https://truebalance.io/privacy-policy/
Contact us
Drop-in your queries at [email protected]
*T&C Apply
